Automatically split every payment into rent, salaries, inventory, tax, profit, and savings — before you spend it.
No credit card · No setup fee · First 100 users get Growth plan free for 3 months
Beta launching now · 73 spots left
Built for Nigerian SMEs · No bank account switching required
Simple, transparent pricing
Start free and only pay for the features you need as your business grows. No hidden fees. Cancel any time.
Perfect for businesses getting started with cash allocation.
For small businesses ready to take control of their cash flow.
For growing SMEs that need deeper insights and automation.
For established businesses with complex financial operations.
Starting from ₦50,000/month
Beta access is free · No credit card required · Waitlist closes at 100 signups
How it works
Set up once. Let CashOS run in the background while you focus on selling.
Tell CashOS how much of each sale goes to rent, salaries, inventory, taxes, and profit.
Get a dedicated Nigerian bank account. Customers pay you there like any transfer — and every naira is split the instant it lands.
Your dashboard shows your true spendable balance — not just your account balance.
Why CashOS
Most accounting tools tell you what happened. CashOS tells you what to do next.
Every payment is split into virtual wallets the moment it arrives — before you can spend it.
Rent, salaries, and taxes are ring-fenced automatically so you never miss an obligation.
A percentage of every sale goes into your locked Profit Vault — wealth you can actually see.
A 0-100 score tells you exactly how financially healthy your business is right now.
See what happens if sales drop 30% or you hire a new employee — before it happens.
VAT, PAYE, and levies are reserved from every sale. Tax season is never a surprise.
Join our waitlist now. The first 100 businesses that sign up during our beta will get the Growth plan (₦20,000/month) free for 3 months — no credit card, no strings attached.
27 businesses already joined
Takes 60 seconds · No credit card · First 100 businesses get 3 months free